
A decadent Chocolate Chip Banana Bread that combines sweet bananas with melted chocolate in every bite. Each slice delivers incredibly moist, tender bread studded with mini chocolate chips throughout, creating the perfect balance of banana bread comfort and chocolate indulgence.
After testing countless versions, this recipe achieves the perfect balance of ingredients for the moistest banana bread. The combination of melted butter and Greek yogurt creates a texture that's almost cake-like in its tenderness.
Essential Ingredients
- Very Ripe Bananas: Measured exactly
- Mini Chocolate Chips: For even distribution
- Unsalted Butter: Melted
- Greek Yogurt: Or sour cream
- Light Brown Sugar: For moisture
- Granulated Sugar: For sweetness
- Large Eggs: Room temperature
- Pure Vanilla Extract: For depth
- All-Purpose Flour: Measured correctly
STEP-BY-STEP PREPARATION
- 1. Initial Setup:
- Preheat oven to 325°F. Grease and line a 9x5 loaf pan with parchment. Measure mashed bananas precisely - this is crucial for proper moisture. Whisk dry ingredients separately.
- 2. Butter Mixture:
- Whisk melted butter with both sugars until paste-like consistency. This may take a few minutes but creates the perfect base texture.
- 3. Wet Ingredients:
- Add measured mashed bananas, eggs, yogurt, and vanilla to butter mixture. Combine thoroughly for even distribution.
- 4. Final Mixing:
- Fold dry ingredients into wet just until combined. Don't overmix. Gently fold in chocolate chips, reserving some for topping.
- 5. Baking Process:
- Pour into prepared pan, sprinkle reserved chips on top. Bake for 60-75 minutes until a tester comes out with moist crumbs but no wet batter.

The secret lies in the details. As my baking mentor always said, "Measure twice, mix once, and let the ingredients do their magic."
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Storage and Make-Ahead Success
Store bread in an airtight container at room temperature for up to 5 days. For longer storage, wrap individual slices in plastic wrap and foil, then freeze for up to 3 months. If you need to ripen bananas quickly, bake them at 300°F for 15-20 minutes until completely brown, or place in a paper bag overnight.
Temperature and Serving Variations
Serve at room temperature for perfect texture, or warm slightly to melt chocolate chips. For breakfast, toast lightly and spread with butter or peanut butter. Create an indulgent dessert by warming and topping with vanilla ice cream and hot fudge. During brunch, serve alongside fresh fruit and coffee.

Creative Adaptations
Transform this recipe by using different chocolate combinations - try dark chocolate chips, white chocolate, or a mix. Add nuts for crunch, or swirl in peanut butter before baking. For less sweetness, reduce sugar slightly but keep in mind it contributes to moisture. While variations are welcome, the classic version with mini chips distributed throughout creates the perfect chocolate-to-banana ratio that's hard to beat.
Frequently Asked Questions
- → Can I use regular chocolate chips?
- Yes, but mini chips distribute more evenly throughout the bread.
- → Why use Greek yogurt?
- It adds moisture and creates a tender texture. Sour cream works too.
- → Can I make this gluten-free?
- Yes, use gluten-free banana bread recipe and add chocolate chips.
- → How ripe should bananas be?
- Use very ripe bananas with brown spots for best flavor.
- → How should I store this bread?
- Store in airtight container at room temperature.