01 -
Pour fresh milk into a saucepan. Warm over medium-high heat, stirring now and then until steam appears.
02 -
Take pan off heat. Spoon in Biscoff spread and cocoa powder, then whisk until everything melts together smoothly.
03 -
Return pan to heat and warm until tiny bubbles form around the edges and steam rises.
04 -
Pour into your favorite mug. Top with a swirl of whipped cream, drizzle warm Biscoff spread, and sprinkle with crushed cookies.